There are many health insurance options out there to choose from. We filter through these options on a regularly and based on our clients experience with their health insurance plans.
When people like to stay more independent and not go through the ObamaCare marketplace or found those plans to be too expensive for what they offer or if someone simply needs to bridge some time to their group insurance open enrollment, short-term health insurance can be a great alternative in some states.
You want to be healthy for these plans, since they are allowed to ask health assessment questions and are allowed to decline coverage if certain pre-existing conditions exist.
For more information about short-term health insurance plans, read our article about short-term health insurance plans.
In any case, many of our clients have not only enjoyed coverage through short-term health insurance plans, they have often been protected from certain bankruptcy and have been able to get exceptional healthcare while dealing with sometimes life-threatening or in the least severe health issues.
It is always beneficial to pair your short-term health insurance with specific supplements which add a layer of financial protection in cases of accidents or hospitalization and help to reduce your out-of-pocket risk to a minimum or eliminate it completely.
If you would like to talk more in detail, always feel free to reach out to us.
Below you will find our 2022/23 selection for the most valuable and affordable short-term health insurance and independent coverage options.