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When we talk about major medical health insurance we mostly are talking about plans available through the Affordable Care Act (ACA also known as ObamaCare) marketplace. The other way to get what is considered major medical insurance would be through a group health insurance plan which would be essentially your employer health insurance plan.
Major medical health insurance as we know it today, is not allowed to discriminate based on pre-existing conditions and has to supply certain other services in each plan.
There are many ways to get major medical health insurance. To keep things simple, here are the two best ways for individuals, families, and freelancers.
Work with an Expert Health Insurance Broker
The first way we will always suggest when it comes to finding and enrolling in health insurance is to work with one of our expert brokers.
There are a few reasons why that is the case, but one of the biggest ones is that the health insurance field is changing constantly. So, if you are not keeping up to date with what is happening every single day, you could miss important information that your broker will have because as brokers we work with people every day and see how health insurance plans perform in real life not just on paper.
And of course, out beloved government likes to make changes on a regular basis as well. Often these changes are not very well communicated and 99% of our population never hear about these changes until it is too late.
Then there are the usual reasons. Whenever studies or surveys are made about the general understanding of citizens about health insurance, the results are devastating. Even worse, you might think you know certain things about health insurance but you might be wrong, according to the studies and surveys.
To work with a broker, you can learn more about health insurance while also knowing that you don’t have to know it all yet. As matter of fact, whenever we talk to clients we do like to educate them about their options and the general knowledge in regards to health insurance. We like informed clients and we’re willing to get you there, even if you know nothing about insurance right now.
If you want to chat with us and have a real conversation with real people, give us a call at: (877) 333-7234
Self-Quoting via Our Brokerage Links
If you like to have full control from the very beginning and you just like to look through health insurance plans and their different combinations and options, this is the way you can get your quotes via our website health insurance broker links.
The big advantage using these links is that you don’t have to be worried to get swamped with calls which will be the case if you try to get online quotes through other websites via Google, Facebook ads, and the like.
The reason is that big lead generation companies buy the top stops on Google and the different social media sites and then bait you in with promises and teaser quotes that are too good to be true.
Once they have your info, it gets sold to sometimes 10 or 50 or more agents of different companies. And that’s how you end up having your phone ring and text messages blow up your phone for weeks.
If you take advantage of our broker links we provide you on our health insurance brokerage website, you can rest assured that we keep your info confidential. And the health insurance companies you are usually forwarded to will do the same. They’re very possessive about their clients’ information and they also have to obey HIIPA regulations.
And if you do end up having questions when you are looking through the quotes, give us a call or email us.
